Showing posts with label help. Show all posts
Showing posts with label help. Show all posts

Wednesday, February 12, 2025

Food vouchers from Misrad Hapnim

To combat food insecurity in Israel, Misrad Hapnim is distributing hundreds of thousands of shekels worth of food vouchers right now (February 2025). Many people have been automatically admitted to the program through their revacha services, but some eligible people may not be on the list.

If you think you might be eligible but aren't on a list to receive it, check out the Eligibility Simulator at https://govforms.gov.il/mw/forms/PopulationWithOutMunicipalityGalilArea@MOIN.gov.il 

After checking the simulator, clicking on the "Next Stage" button will take you to the "Submit Request" page. If you don't want to submit a request, don't click Next. If you do want to submit a request, be sure you have the required documentation available (a scan of your Teudat Zehut, including the "sefach", and income documentation).

Hope this helps someone out there get extra help when they need it! Feel free to share this post with anyone who might find it helpful!

If you need more financial assistance, you may find these posts helpful:
Click here to see posts labeled "financial assistance"
https://www.kosherfrugal.com/search/label/financial%20assistance

If you want to find (and share!) shopping deals, please join my deals groups on Facebook: 

I'm also on WhatsApp with an opt-in group where you'll get links to deals I find. Only admins can post.


Wednesday, May 4, 2022

FREE Help filing your Israeli taxes!


Every year, many of us have to file a yearly tax report with the Israel Tax Authority.

Many, many people pay an accountant to handle this report, but did you know that in some cases you can also get FREE help?

Here's the deal:

The Israel Tax Authority runs Free Clinics for Atzma'im with income from self employment up to 60,000 NIS using Form 137, and other people who need to file a tax report using Form 1301.

Find this help HERE:


Regional Tax Offices will operate these services between May 8, 2022 and June 30, 20022, Sunday - Thursday from 1pm - 6:00pm. Some offices may be closed on certain days of the week. I recommend calling before you go to verify they are open!


In Eilat, the service will be available only on Mondays and Wednesdays.
In Um Al Fahem, the service is only available on Sundays. 
In Ashdod and Rishon Letzion the clinic is available on Tuesdays and Thursdays from 1-6pm
In Tel Aviv, there is a special Resource Center dedicated just to this service, and it will remain open until July 28, 2022. Find it at Rechov Shefa Tal 12, Tel Aviv.




NOTE: The Tax Authority is not offering assistance with other issues at these clinics. They are ONLY for getting help filing your yearly tax report (only forms 1301 and 137).

Good luck, and don't wait to do your taxes! Better just to get it done with, right?

Follow me on Facebook for more tips and info!
 

Thursday, May 20, 2021

FREE help filing your taxes!


Every year, many of us have to file a yearly tax report with the Israel Tax Authority.

Many, many people pay an accountant to handle this report, but did you know that in some cases you can also get FREE help?

Here's the deal:

The Israel Tax Authority runs Free Clinics for Atzma'im with income from self employment up to 60,000 NIS using Form 137, and other people who need to file a tax report using Form 1301.

Find this help HERE:


Every Regional Tax Office (except Eilat and Tel Aviv - details below), until June 30, 2021, Sunday - Thursday from 1pm - 6:00pm. Some offices may be closed on certain days of the week. I recommend calling before you go to verify they are open!

In Eilat, the clinic will be available only on Mondays and Wednesdays.
In the Sharon area, this service is available only in Kfar Sava. In Ashdod and Rishon Letzion the clinic is available on Tuesdays and Thursdays from 1-6pm.

In Tel Aviv, there is a special Resource Center dedicated just to this service, and it will remain open until July 29, 2021. Find it at Rechov Shefa Tal 12, Tel Aviv.




NOTE: The Tax Authority is not offering assistance with other issues at these clinics. They are ONLY for getting help filing your yearly tax report (only forms 1301 and 137).

Good luck, and don't wait to do your taxes! Better just to get it done with, right?
 

Monday, February 1, 2021

2020 Maanak Avodah



Maybe you've heard about this already, and maybe this is new information for you. There is a reverse-tax benefit in Israel for low-income families. It's called the "Maanak Avodah" or "Working Grant". The point of this grant is to put more money in your pocket if you earn less than a certain amount of money!

Please don't miss out on this if you qualify - apply as soon as possible in order to avoid disappointment later. It won't take much of your time to apply, and you can do it now, BEFORE YOU FORGET! Right now, you can still apply for the 2019 grant AND some people can also apply for the 2020 grant. 
  
Updated information for the 2020 grant: 

Who can apply for this grant?


You can apply for this grant if: 


1. You were employed or self-employed
 

2. You were 23 years of age or older, and have minor children*, or 55 years of age or above, even if you have no minor children
 

3. You did not own more than 50% of a property or rights to a property (anywhere in the world) in the 2020 tax year, other than your primary residence
 

4. If you have one or two children, or are age 55+ without children, and your average monthly income falls between 2,080 and 6,270 you may be eligible for this grant. If you are a single parent of 1-2 children (with custody of your minor children), your average monthly income must fall between 1,280 and 9,490 NIS to qualify
 

5. If you have 3 or more children, and your average monthly income falls between 2,080 NIS and 6,879 NIS, you may be eligible for this grant. If you are a single parent of 3 or more children (with custody), you may qualify if your income is between 1,2780 and 11,580 NIS per month.

*children who are counted are those who are under the age of 19 as of Dec. 31, 2020

How do you apply? 


Online, if you have applied at least once in the last TWO years.

If you have not applied in the last 2 years, all you have to do is go to the post office and answer a few questions. BE SURE to bring your teudat zehut (ID card) and either your checkbook or an "ishur" from your bank that you have an account with them. Please keep any paperwork you receive at the post office and/or in the mail. 


If you have questions after you've applied, or to check the status of your application, you can check the status of your request online, or call *4954 or or 02-565-6400 to speak with the Tax Authority. 


How much can you expect to receive? 


The amount you receive will vary depending on your circumstances, and if you qualify, will vary from 20 shekels/month to 720 shekels/month (240 shekels yearly to 8,640 shekels yearly). (These amounts are based upon older information, and I'll update when the exact amounts for this year are published.)

Some people will qualify for a "Corona bonus" this year.

Your spouse's income may affect your eligibility, as may various other factors.


I hope this helps some of you out there! It's worth it to check if you are eligible.


Please share this information with your friends and family who may benefit from it!

Thursday, June 25, 2020

Filing Israeli Taxes - FREE Help is Available!


Every year, many of us have to file a yearly tax report with the Israel Tax Authority.

Many, many people pay an accountant to handle this report, but did you know that in some cases you can also get FREE help?

Here's the deal:

The Israel Tax Authority runs Free Clinics for Atzma'im with income from self employment up to 60,000 NIS using Form 137, and other people who need to file a tax report using Form 1301.

Find this help HERE:


Every Regional Tax Office (except Eilat and Tel Aviv - details below), until July 9, 2020, Sunday - Thursday from 1pm - 6:00pm. Some offices may be closed on certain days of the week. I recommend calling before you go to verify they are open!

In Eilat, the clinic will be available only on Mondays and Wednesdays. In Ashdod and Rishon Letzion the clinic is available on Tuesdays and Thursdays.

In Tel Aviv, there is a special Resource Center dedicated just to this service, and it will remain open until July 29, 2020. Find it at Rechov Shefa Tal 12, Tel Aviv.



Good luck, and don't wait to do your taxes! Better just to get it done with, right?

NOTE: The Tax Authority is not offering assistance with other issues at these clinics. They are ONLY for getting help filing your yearly tax report.

Monday, May 28, 2018

Free Resources for Small Business Owners in Israel


We all know it can be a real challenge to go solo and open a business, and olim especially can use all the helping hands we can get! 

Today, I'd like to highlight a few of the resources I know about that small business owners can use to hopefully get ahead.

I hope you find this list helpful!

-- Bank Leumi offers small business management courses in the following locations: Ra'anana, Ramat Aviv, Ashdod, Lod, and Afula. The course is 7 sessions, and is free of charge.
Sign up HERE

They also offer some digital classes (video series) - you can check it out HERE.

These classes are specifically for Israel, so may address some of the unique challenges small businesses in Israel may encounter.

-- The Israel Tax Authority runs Free Clinics for Atzma'im with income from self employment up to 60,000 NIS using Form 137, and other people who need to file a tax report using Form 1301

Find this help HERE:

Every Regional Tax Office (except Eilat and Tel Aviv - details below), between April 22, 2018 and June 14, 2018, Sunday - Thursday from 1pm - 6:30pm. Some offices may be closed on certain days of the week (Teverya is closed on Tuesdays, for example). I recommend calling before you go to verify they are open!

In Eilat, the clinic will be available only on Mondays and Wednesdays.

In Tel Aviv, there is a special Resource Center dedicated just to this service, and it will remain open until July 19, 2018. Find it at Rechov Shefa Tal 12, Tel Aviv.

-- The Jewish Agency (a.k.a. "The Sochnut") has Loan Funds for entrepreneurs if you meet certain criteria. [More Info]

-- Benefits for Small and Medium Business Owners, offered by the Ministry of the Economy - on the BIZנס site

-- Online (Video-based) Courses offered by the Israel Employment Services - for free! The videos are in Hebrew, and are actually a great way to improve your business Hebrew at the same time as learning something new!

-- If your business can travel, you need to know about the fairs at which you can set up shop! Find all the fairs here!

Please let me know if you know of other great resources - I'd be happy to expand this list!

If you're struggling to stay on top of life because you're not yet earning enough money, be sure to check out my Financial Assistance Series, and see if you may qualify for help you didn't know about!

Thursday, November 24, 2016

Tips from the Trenches: Hosting Guests with Food "Issues"


Some people love hosting guests and make it seem effortless. And really, I think that's amazing. Hosting guests is one of our Jewish traditions - we follow in the footsteps of Avraham and Sarah when we invite guests into our home. It's special, and it gives all parties a sense of involvement and satisfaction. And yet, I know that sometimes hosting guests is HARD.

Sometimes we're tired, stretched thin, have tight budgets, and other complications. But I do believe that there is something to be gained when we spend time sharing our homes with friends, neighbors, and relatives.

We try to host guests for meals regularly. We invite neighbors and relatives often, though not all the time, because we believe it enhances our shabbatot and chagim and our lives in general.

Sometimes these guests have food issues that can range from vegetarianism to allergies to celiac disease, and we're almost always able to accommodate. However, lately I have heard from a few people that they're intimidated and therefore, do not invite people over who have special food needs.

As a person with some food related issues, and a family full of people with special food needs, I just wanted to share a little secret with you. Even with our food issues, we feel good when we receive the occasional invitation. Sometimes we'll have to turn it down because of our circumstances, but other times, we'll accept, and being invited makes us just as happy as it makes you when you're invited! (And of course, inviting others and having them accept makes us happy too!)

I always offer to bring food when we are invited out - not only because of special food needs (some of us have allergies to specific foods, one of us is a vegetarian...), but additionally because I know that hosting an extra six people, at least 4 of whom eat like adults, can be a lot of work. And since I like cooking anyway, it makes me happy to help out.

I almost always accept when my guests offer to help cook - certainly if they express a concern about a special food need. I want my guests to feel comfortable in my home, and if bringing along a dish they know they can eat makes them feel comfortable - that is great!
Despite the fact that we accept help when offered, there are some things we regularly do so that our table is accommodating to people with allergies, sensitivities, or strong preferences:

I do not make one-pot meals, and the only food that I make that has meat/chicken in it is the meat/chicken! This way, my side dishes are all vegetarian-friendly and I don't find myself scrambling to make something special for vegetarians. This is also good if you discover that one of your guests can't eat a particular food - let's say, potatoes. This way, the potatoes are confined to the one dish I made with potatoes! It's definitely easier this way.

If you have a guest, like me, who is allergic to nuts, please check with them first if it's safe to have nuts on the table if you are used to serving food with nuts. If it is, go ahead, your guest will just manage by avoiding the particular dish with nuts in it (although I did have one time where the hosts put nuts in all of the dishes, thinking I would be able to just take them out.  That wasn’t safe for me, so I wasn’t able to eat. Everyone felt awkward about that.). If it is not safe for them, please remember that the joy you are giving them in being invited out may be worth the inconvenience of avoiding your favorite dish just that one week, for the sake of their safety.

When your guest has celiac disease, it's a little more complicated. We handle this by trying to make sure that the only food on the table that has gluten in it is the challah and we remove the challah from the table after we've all had some, before we bring out the other foods. So we'll serve simple vegetable dishes and salads, chicken, rice, potato kugel, and fruit for dessert if we have a guest with celiac disease (just a sample menu). It's easy to be accommodating if you know in advance that there are foods to avoid.

If your guest has a soy allergy (or another food allergy like sesame, corn, eggs, etc), things are admittedly complicated (though not as complicated as celiac disease!) - a lot of store bought food has common allergens in them. I recommend you talk to your guest about how to handle this. We handle some allergies by never putting salad dressings into the salad (we'll put the bottle on the side and let everyone choose to take dressing or not). We also make simple chicken that doesn't use fancy store bought sauces. And of course, if something we love to make just won't taste right without soy sauce or another allergen, we warn the person with the allergy that this particular food is not safe for them. It's usually no big deal, as long as it's not the only food on the table.

Finally, if inviting your special foods guest is still intimidating, talk to them. Tell them you'd love to have them over but you don't know how to accommodate their food needs. Most likely they will offer to bring something along, but you can also ask STRAIGHT OUT for their help. I am sure your guest will graciously agree, because ultimately it is nice to be included, especially for people with food allergies (and sensitivities) who often feel left out.

Thursday, June 23, 2016

Series: Financial Assistance in Israel (Part 4)

The National Initiative for Nutrition Security is a program sponsored by "Eshel" that operates in 24 municipalities around the country.

The program provides assistance with food for low income families, as well as workshops about nutrition and finances.

The program provides EITHER a monthly box of food, containing approximately 75 kg of dry goods, OR a preloaded debit card (with 300-600 shekels/month) that can be used at a number of supermarkets. (I don't think you get a choice of benefits, different areas have different programs.)

This program serves the following areas: Yerucham, Rahat, Be'er Sheva, Kiryat Malachi, Netivot, Lachish, Dimona, Sderot, Tsfat, Kfar Manda, Ma'alot, Karmiel, Nahariya, Assafiya, Chatzor HaGlilit, Gilboa, Baka-Al-Garbiyya, Ariel, Ramle, Afula, Yavne, Migdal Ha'Emek, and Beitar Illit.

Your local social services office can help you get on the list if you qualify. For more information about the Eshel program, call 02-6501036.


I hope this information helps someone out there - so please share this with anyone who might find this helpful.

Be sure to check out the other installments in this series:

Part 1 

Part 2
Part 3
Part 5

Also, if you haven't yet familiarized yourself with the list of price controlled foods in Israel, please do so! I'm still waiting for them to switch out the white bread for whole wheat bread, and add basic produce items to the list...

Tuesday, May 31, 2016

Series: Financial Assistance in Israel (Part 3)

If you haven't yet seen the other parts of this series, please be sure to check out Part 1 and Part 2.

Today I'm writing about Rental Assistance.


There are a number of criteria - and they are somewhat complicated - for eligibility. The only way to find out for sure if you are eligible is to check with one of the companies that works with the Ministry of Construction and Housing to determine eligibility. There may be a small fee to use their services, please be sure to ask when you schedule an appointment.

Some of the people who may qualify are (I am basing this off information obtained from the Ministry of Construction and Housing's website):

Elderly people whose only income is ‘Old Age Allowance’ and ‘Income Supplement’

Disabled people whose income is based upon on a 75% or more ‘Unfit for Employment’ Allowance – the level of assistance is determined by family composition: singles, couples, couples with children, or single parent families.
Disabled Holocaust Survivors with 49% disability and "damage Level" 1, 2, or 3
Disabled individuals who live on ‘Subsistence Allowances’ and have reached the status of ‘pensioners’.
Individuals who meet eligibility criteria and who receive ‘Child Support’ from NII.
Singles age 55+, couples, couples with children, common-law or single parent families whose income depends upon an ‘Assured Income Allowance’ (Havtachat Hachnasa) and began receiving assistance from June 2002 onwards. The level of assistance is determined according to both family composition and the type of benefits: normal/expanded, special or disability benefits.

Assistance Based Upon Income:

Families without Children:

Qualifying Income is between 4505 and 5631 shekels/month (Gross Income)

Families with Children:

Couple + child: Qualifying income is between 4954 and 6192 shekels per month (Gross)

Couple + two children or more: Qualifying income is between 6059 and 7574 shekels per month (Gross)

Single-parent family: Qualifying income is between 6284 and 7855 shekels per month (Gross)

The process of applying for assistance may not be easy, but if you have low income as listed above, it is worth it to go to one of the companies that helps with this (Amidar, Milgam, and Madar) and apply.

*Olim also receive an automatic rental subsidy as part of the Absorption Basket, but in some cases, they can receive additional income-based assistance.
If you know someone who will be helped by this article, please forward it to them!


Be sure to check out the other installments in this series:

Part 1
Part 2
Part 4

Part 5

Tuesday, May 24, 2016

Series: Financial Assistance in Israel (Part 2)


If you missed Part 1 in this series, please be sure to check it out!
 
"Ma'anak Avodah" Info (formerly Negative Income Tax)

NEW: You can now apply for the Maanak Avodah ONLINE. Currently, the online system is available only for people who have applied in the past. But this is a HUGE step forward! CLICK HERE to go to the online application

You can apply for this grant if:

1. You were employed or self employed
2. You were 23 years of age or older, with minor children, or 55 years of age or above, even without minor children
3. You did not own more than 50% of a property or rights to a property in the 2015 tax year, other than your primary residence
4. If you have one or two children, or are age 55+ without children, and your average monthly income falls between 2,060 and 6,141 you may be eligible for this grant.
5. If you have 3 or more children, and your average monthly income falls between 2,060 NIS and 6,750 NIS, you may be eligible for this grant.


*Some people will be eligible for the grant even if their monthly income falls below the minimum amounts stated above, so please keep that in mind.



The application deadline is September 30, 2016 

UPDATE: The deadline has been extended! You have until December 28, 2016 to apply!

How do you apply? 


In order to apply, all you have to do is fill out the online form OR go to the post office and answer a few questions. BE SURE to bring your teudat zehut (ID card) and either your checkbook or an "ishur" from your bank that you have an account with them. Please keep any paperwork you receive at the post office and/or in the mail. 


If you have questions after you've applied, or to check the status of your application, you can call *4954 or 1-222-4954 or 02-565-6400 to speak with the Tax Authority. 


How much can you expect to receive?
The amount you receive will vary depending on your circumstances, and if you qualify, will range from 80 shekels/month to 720 shekels/month (960 shekels yearly to 8,640 shekels yearly). 


Your spouse's income may affect your eligibility. 


I hope this helps some of you out there! It's worth it to check if you are eligible. (If you're not eligible, that's not a bad thing, really. I know some of you complained to me last year that you were not eligible, but that means you are earning more money than the people this program is supposed to help.)

Please share this information with your friends and family who may benefit from it!


Be sure to check out the other installments in this series:
Part 1
Part 3
Part 4 

Part 5